This is a conservative approach that gives employers the ability to. With level funded health plans, employers have more control over their insurance plans and premiums.
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Level funded health plans have recently been attracting more attention.
Level funded medical plans. Level funding is simply a financial structure inside the health insurance policy. The insurance carrier or tpa will handle facilitating the health plan, including paying out claims. We have a solution that makes this process painless to the employer!
Our innovative level funded plans provide amazing coverage for any health situation that may come your way. With this model, companies will pay a fixed monthly premium which includes administrative costs, stop loss insurance costs, and the projected claims. Administrative costs — these costs are fixed and charged per employee.
Employers still contract with insurance companies, but agree to take on more of the financial risk. They will remain the same regardless of claims. What is a level funded plan and how does it avoid aca/obamacare rules?
As an employer, you can assess the risks and potential costs associated with your staff and decide which plans will work best for your group. This allows you to make decisions based on the health of your staff and what you can afford. They also are not subject to the fully insured aca/obamacare funding structure.
Reward your employees with the power of choice, through our care locator using google maps and markers your employees will find care for blood work, urgent. Then, during the year, the employer pays a set amount to an insurance company every month (some of which is likely collected from employees through payroll deductions) to pay for claims, fixed costs, and administrative expenses.
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